Travel credit cards provide a variety of benefits that make traveling more fun and less taxing on your wallet. The types of perks available with travel cards are shown below. Once you’ve decided on the benefits you desire, you can hunt for cards with those attributes.
1. Purchase rewards
Purchases on travel credit cards accrue rewards, which can be redeemed for free travel. Many of the most popular travel credit cards also offer bonus categories where you can earn additional points than the usual rate. You can maximize your benefits if you discover a card with bonus categories that correspond to your purchasing habits.
2. Sign-up bonus
Most travel cards come with a sign-up bonus offer, which is a substantial portion of the points you might receive as a new member. To receive the bonus, you must fulfill the terms. This usually entails spending a specified amount on the card within a set period of time, such as $3,000 in the first three months.
3. Airport lounge access
Airline credit cards and premium travel credit cards frequently provide free airport lounge access. This perk can make waiting for your trip more comfortable if you spend a lot of time at the airport.
4. Free checked luggage
Many airline credit cards include the ability to check one or more baggage for free. Companions flying on the same route may be eligible for this bonus, depending on the card.
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5. Free night certificate
A yearly free night certificate is a popular feature of hotel credit cards. These certificates have restrictions on when and where they can be used, and they normally do not operate at the most expensive homes. They can, however, save you $100 or more.
6. Travel protections
Travel cards often include complimentary protections on eligible purchases.
7. Spending credits
Premium travel credit cards with high annual fees usually come with spending credits to offset the costs. These credits are applied automatically to qualified purchases.
8. Elite loyalty program status
Achieving elite status in airline and hotel loyalty programs usually necessitates a large number of bookings. Certain credit cards allow you to save money by providing cardholders with free elite status in one or more loyalty programs.