Breanne Ayala, 24, from New Jersey, and her family booked a sunset camel tour in Marrakech through tour company Viator in January 2018.
She claimed they did not receive a safety briefing beforehand – and that the camel in question was pregnant.
Ayala is now accusing TripAdvisor and Viator of negligence and breach of contract for failing to ensure the camel tour company was operating safely.
She filed the lawsuit in Norfold Superior Court on Monday, reported the Boston Globe .
A spokeswoman for the Massachusetts-based TripAdvisor declined to comment on the pending litigation.
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The incident happened when Ayala was put on a pregnant camel and was told by the handler that it was about a month away from giving birth, according to the lawsuit.
The camel ran off from the caravan, causing Ayala to fall and break her arm.
She was sent to a hospital an hour later until the tour company boss arrived. Ayala underwent surgery in Morocco and was hospitalised for two days.
Attorney Andrew Abraham, representing Ayala, said: “They put her on a pregnant camel and it’s a month away from giving birth.
“What was supposed to happen didn’t happen, and I don’t think you can say, ‘It’s at your own risk, too bad’.”
Viator has clearly listed on their website that patrons are warned that interactions with tour ‘suppliers’ come ‘at your own risk’.
The terms of services added: “Viator will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any supplier or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with any supplier.”
Ayala is expected to have the damages to cover her medical cost, which will exceed $120,000 (£91,700), including the treatment she received in Morocco, follow-up surgery and physical therapy.